Rent vs Buy Breakeven Calculator

    Calculate how long it takes for trailer ownership to pay off compared to renting.

    Calculator Inputs
    Enter your estimated costs

    Used dry vans typically range $15,000-$45,000 depending on age and condition

    Example: Road-ready dry van ~$695/month

    Insurance, maintenance, storage, inspections, etc.

    How many months per year would you rent if you didn't own?

    Breakeven Analysis
    When does buying pay off?

    Breakeven Point

    70.7 months

    (5.9 years)

    Annual Rental Cost

    $6,950

    (10 months)

    Annual Ownership Cost

    $2,400

    (12 months)

    Monthly Net Savings (If You Own)

    $495/mo

    Simplified Estimate

    This calculator provides a simplified breakeven estimate. It does not account for depreciation, opportunity cost of capital, tax implications, or resale value. Consult your accountant for a complete financial analysis.

    Factors to Consider

    Utilization Rate

    If you need a trailer less than 6-8 months per year, renting often makes more sense.

    Maintenance Capability

    Owning requires maintenance capacity or vendor relationships. Rentals typically include maintenance.

    Capital Availability

    Consider whether capital tied up in a trailer could generate better returns elsewhere.

    Market Timing

    Current market weakness (trailer orders down 45% YoY) may present buying opportunities.

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